Dental coverage rates tend to vary per state. While we remain unsure how much we are expected to pay with deductibles or we simply max out with a max level of $1500 with most insurance, we are left with the bill. Whats the point we say...While rates are low and the cost of two yearly checkups are often fully covered, payouts for actual dental work are pretty low. Most plans are between $1,000 and $2,000 per year, and those numbers haven't changed since the 70s. Instead, they suggest looking at discount plans like Ameriplan Dental. These plans cost between $15 and $20 per month and provide you with pre-negotiated lower rates. In their comparison, procedures through dental insurance and discount plans cost about the same the first time around, but because yearly maximums were quickly met with insurance the discount plans often saved more money for people requiring multiple procedures per year. Click on the Ameriplan name to go to the page for more information, provider search and/or to enroll online. 

See the what Good Morning America had to say about Ameriplan. 

                                         

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