Monday, August 4, 2008

Family Dental Care and Why its Important

Good dental care is so important to your family's good health and well-being. Who can underestimate the importance of a pleasant and attractive smile? Healthy gums and teeth can contribute to an individual's self esteem. A pleasant smile can help you feel confident and secure when you meet people, and even help you perform well at a job interview.
Dental and gum disease may possibly effect your general health. Yet, sadly, there are many Americans who cannot afford expensive dental treatment.
When it is back to school time and your child will be required to bring in completed dental and medical examination forms, it might be time to give some thought to your family's dental plan. What if you or your children need some serious dental work? What if your child needs expensive orthodontic treatment? If there are any senior citizens living in your household, they may have medical coverage through Medicare, but do they have an affordable dental plan? Missing or broken teeth or poorly fitted dentures can affect an older Amercan's ability to chew comfortably. This can result in poor nutritional status for the senior.
Dental insurance is often the forgotten coverage. While many employers provide some form of medical insurance, as many as 7 out of 10 Americans do not have a dental plan. Even among those who do have dental insurance, many dental plans prove to be very inadequate. I speak to many individuals each day who lack affordable dental benefits. Even if they have the good fortune to have dental insurance provided by their employer, often these plans have serious limits on coverage, have waiting periods for pre-existing conditions, and frequently do not provide orthodontic treatment for children or adults. With the high cost of dentistry, a $1,500 per year limit on dental services will not take a family very far. www.everyonebenefits.com/enrollpage  is a great informative website. I signed upline over years ago and it was the best dental plan I've ever had.

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